I just came across an extremely interesting article from a Russian clown loach breeder. It pretty much answered the questions.
Some google translate was involved although I pretty much understand majority of the language....
This is the article:
http://aquaprom.su/soderzhanie_i_razvedenie1
I'll sum up what I understood from it.
He was breeding them artificially but he said he could not get viable eggs unless the females were at least 7-8 years old. His early failures were due to that.
The females are wider when viewed from above than the males(pretty obvious in my gravid female, ha, ha)
The pelvic fin in males is way more developed than the females, i.e. bigger
The distance between the pelvic fin and genitals is larger in females than males....if one manages to measure it....ha,ha
He said that unlike popular belief, adult female clown loaches develop more eggs and the eggs survival is greater if fish/eggs are kept at 24-26C max. This is pretty much in line with other scientific literature on the subject I've read.
Also, from same breeder but different article, eggs hatch in around 18 hours, in a day the babies accept food. In 2-3 days they develop 4 black stripes, eventually one fades....Water they were kept in had GH 8 and KH 4..
In relation to the pelvic fin. See on my picture below. It is pretty obvious the male has bigger pelvic fin!!! Top one male, bottom female, as I thought initially.....