What the tank is made of, etc, doesn't make any difference - the stock does.
So, a Pacu - Pacus need A LOT of filtration and good oxygen levels - which means you will be spending a lot more in equipment than, say, me. They are heavy feeders, and heavy poopers, so you will need to circulate the water and filtrate it very well, and also, they are strictly warm water fish, so you will need 2 300W heaters, at least, set at 75 or so.
If you don't care about ugly - you can line the outside of the tank with insulation, and leave small spaces on top for gas exchange, which will cut down on the heater bill.
However - you need to really look at what you CAN spend monthly on bills, and don't forget the water bill, the food bill.
If you do need to count your pennies - then get technical - get all the wattages of all the different equipments, and do math, and then plug it into your electric rates, and see if you can, or can't, do it.