I agree with the others that say as adults, (even as semi-adults) your tank will be overstocked, for a number of reasons.
Most cichlids are fine together as juvies, they congregate and shoal, as a defense mechanism against predators, but as they age they become more and more independent and territorial, and that's when they start hurting each other.
But determining what to keep and what to not keep, may have to do with components of your tap water, your particular water parameters.
So I would suggest either calling your water provider, or downloading your cities EPA water quality report and finding out what's in your water.
If your tap water is soft (7 grains or less, hardness 100ppm or less) , has a low pH (7 or below) , and relatively mineral free, then it would be better for the oscar and severums..
If your water has a high pH (above 7) , is hard ( above 7 grains, or 200ppm and above) and mineral rich, the terror and JDs may be better choices.
You may ask, why?
The oscars and severum (and the bacteria that they are surrounded by in nature) are evolved to live in South America where the waters east of the Andes that are soft, where pH is neutral (7) to below 5-6 for severum), and mineral poor.
The waters in Mexico where JDs have evolved, and water west of the Andes where the "Terrors" come from, are more alkaline with pH near 8, and often mineral rich (and so are the bacteria that inhabit those water).
The reason I mention the bacteria, is that as cichlids age, "if" they are forced to live in water they are "not" evolved to live in, they are often plagued by chronic bacteria they have a lack of immunity to. The result is scarring from diseases like hole in the head (HLLE) or digestive tract maladies, and the more crowded a tank is, the faster water quality degrades, creating a bacteria laden soup, to infect the fish.
In order to dilute that soup, many more water changes and much more maintenance are required to keep water quality up to where the fish are able to ward off these chronic diseases.
I was younger than 11 when I started fish keeping and didn't have access back in those ancient times to that info, and as such, I crowded tanks, with fish that didn't belong together; that didn't react well to my tap water, and because of that, I killed many