You’re trying to come up with an exact algorithm or recipe that will work every time
I'm not. I'm sharing the experiences of those who have done the mix and have also done species/dominant tanks for comparison.
Nowhere did I mention every time, or any recipe/algorithm.
Unfortunately with husbandry of plants animals almost nothing is set in stone
Never said it was. I said (as mentioned) the experience of all those who did it and did a setup without it too has turned out bad, therefore I would not advise it.
and I would hate to handicap my experiences or worldview strictly from others experiences or takeaways
It's not handicapping, it's learning from thoroughly accounted for scenarios.
for instance seriously fish is a good starting point for research but I would, in most cases, take everything on that site with a big grain of salt.
Although my own experience tells me they are usually giving appropriate advice for fish I keep, you are absolutely entitled to take them with a grain of salt.
we’ve hijacked the OPs thread enough already
I don't know about hijacking, since loaches and cichlids was one of the queries.
But it might be a good idea to leave it here, since we've gone on for a long while.
It comes down to this: there’s many different ways to do things.
And not all of those ways are advisable, good for all parties involved, or will produce desirable results.